Rest easy knowing you’re all covered.
We don’t like to talk about it but it’s best to take care of funeral cover before it’s too late, and give yourself and your loved ones peace of mind.
Our funeral plan includes single member, family and extended family benefit options. New and existing Telkom customers will have access to different cover options, which will determine the premiums.
Our 5 different cover levels start from R10 000 to R70 000:
- Main member only
- Main member and spouse only
- Main member and children only
- Family cover
- Extended family cover (this option cannot be taken on its own, a Main member must take it out)
Who we cover
The minimum entry age for a main member and spouse are 18, and the maximum is 64, and children may enter the cover from birth until 21. Children above the age of 21 can be added to the cover as Extended Family. You may add Extended Family to your cover from birth until the age of 74.
The funeral plan covers a single member, a spouse and up to 8 children. If, as a main member, you have more than 8 children, you may cover them in the Extended Family option, which covers up to 14 family members. Cover levels for children are capped by the law and cannot exceed the following levels:
Children 6-13: R50 000
Children 0-5 (incl. stillborn): R20 000
In the event of your death, the funeral plan will cover your burial services up to the maximum of your plan’s cover if your claim is taken through one of our funeral parlour partners – which will amount to up to 20% more value for you.
Our preferred service provider will provide the following burial services for each of the available packages:
Burial services points
- Repatriation of mortal remains
Alternatively, you can also choose to have your maximum cover level paid out as a cash lump sum.
Matters of Estate:
In addition to pairing with our preferred burial partners, we can assist with the winding up of the deceased estate, the cost of which is included in your premiums.
In the case of accidental death, there is no waiting period. A six-month waiting period applies in the case of a natural death.
Accidental death Cover benefit:
Only a main member and their spouse qualify for the additional accidental death cover benefit on the Family Funeral benefit.
A child’s accidental death can only be paid as a the equivalent of amaximum natural death amount. This means there will be no additional benefit paid.
Telkom Funeral Plan, underwritten by Guardrisk Life Limited, a licenced insurer with Registration Number 1999/019322/06 and an authorised Financial Services Provider with FSP No 76.
The Small Print.
For Frequently Asked Questions or
Terms and Conditions, follow these links: